Insurance Coverage:

Question: How can I fight an Ontario insurance company that’s denying, delaying, or undervaluing my claim?

Answer: Wennekers.Legal™ provides Legal Services across Ontario to help you respond to wrongful denials, payment delays, low settlement offers, coverage disputes, and broker or agent errors by reviewing your policy and claim file, building evidence, communicating with the insurer, and pursuing negotiation, mediation, or litigation when needed.  Getting legal advice early can protect limitation periods and help you avoid signing a release that cuts off further claim rights.

Troubled Insurance Relations

Standing up to fight against an insurance company requires specialty knowledge that helps to equalize the power imbalance that otherwise exists whereas an insurance company has the deep pocket financial resources to hire lawyers, forensic experts, among others, along with the internal staff that understands the applicable insurance principles and relevant legal statutes.  These resources provide the insurance company with a significant advantage just when the insured bringing a claim needs help. Professional legal representations provides you with the David that you need in such a David v. Goliath situation.

Your Situation May Need Professional Assistance If:

• Your insurance company is declining your claim;
• Your insurance company is offering to pay too little for your claim;
• Your insurance company delayed your claim in bad faith;
• Your insurance broker failed to fully review your coverage needs;
• Your agent failed to arrange adequate coverage resulting in an underinsured loss; or
• Your coverage terms such as premiums or deductibles unjustly changed.

Common Issues Include:

Even in situations where all is being well looked after by insurance coverage, assistance in reviewing the final settlement release documents may be available before signing-off of further claim rights.

Assistance may also be available in providing Commissioner of Oaths services to commission sworn declarations including the Proof of Loss documents that finalize the claims process.